Looking for personal injury attorneys? Here are some tips for maximizing your chances. When you’re hurt, it’s easy to want a check in your hands as soon as possible. Sometimes, accepting the first offer you receive can prevent you from maximizing your compensation. To get the best recovery in your case, you have to let the other side believe that you’re willing to go the distance. This can mean rejecting the first, second or even third offer. It’s important to work with an attorney for an expert opinion about whether to accept or decline a settlement offer.
In putting together your settlement demand letter, you figured out a range of what you believe your claim is worth. Before you speak to an adjuster about your demand, decide on a minimum settlement figure within that range that you would accept. This figure is for your own information, not something you would reveal to the adjuster. But once the figures and discussions start going back and forth, it helps if you already have your bottom line in mind. That way, you don’t have to make a snap decision if an adjuster makes you a take-it-or-leave-it offer on the phone. You will know whether it meets your minimum level or not. However, you do not have to cling to the figure you originally set for yourself. If an adjuster points out some facts you had not considered but which clearly make your claim weaker, you may have to lower your minimum figure somewhat. And if the adjuster starts with a low settlement offer or a number at or near your minimum — or if you discover evidence that makes your claim stronger — you may want to revise your minimum upward.
Be certain to provide your attorney with the names and addresses of all doctors who have treated you in the past. Insurance companies will try to obtain all of your past medical records in an attempt to prove that your injuries existed before the accident, thereby reducing the potential value of your pain and suffering damage claim. Insurance companies keep records of all claims ever made and share that information with each other through their Comprehensive Loss Underwriting Exchange Database. Once the insurance company has your identifying information, i.e. your name, date of birth and SSN number, the insurance company is certain to find virtually any claims you have ever made in any state.
Personal injury lawsuit and social media : First off—regardless of what you plan on posting—it’s typically a good idea to ensure your personal social media accounts are set to private. This prevents outside parties from being able to easily comb through everything you publish online. However, no matter what your privacy settings, you should refrain from posting anything relating to your personal injury case. This includes meetings, doctor’s visits, and any interactions with your insurance company. Anything relating to your case is best kept off social media.
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