MyTrendingStories brings tricks about protecting yourself from online scamtoday? We are the world (The world of charity scams, that is): How it works: You get an email with an image of a malnourished orphan—from Haiti or another developing nation. “Please give what you can today,” goes the charity’s plea, followed by a request for cash. To speed relief efforts, the email recommends you send a Western Union wire transfer as well as detailed personal information—your address and your Social Security and checking account numbers. What’s really going on: The charity is a scam designed to harvest your cash and banking information. Nothing goes to helping disaster victims. The big picture: The Internet, email, and text messaging have given new life to age-old charity scams. “These cons watch the headlines very closely,” says Durst, and they quickly set up websites and PayPal accounts to take advantage of people’s kindness and sympathy. Durst recalls seeing fake donation websites within days of Michael Jackson’s death, urging fans to contribute to his favorite charities. Natural disasters, too, tend to spawn all sorts of fake charities.
Trending news from MyTrendingStories online platform: Stay Vigilant. You’ll want to keep a close eye out on your credit and financial account statements so you can alert your financial institution as soon as possible if anything appears amiss. If you’ve spent time job searching online lately, it might seem like there are as many scams as legitimate job openings on the job boards. The Better Business Bureau reports that job scams are on the rise and are the No. 1 riskiest scam in terms of prevalence, likelihood of losing money, and monetary loss. Each year, about 14 million people are exposed to job scams. Victims lose more than $2 billion per year, not counting the value of their time or the emotional impact of being defrauded. To safeguard yourself, it pays to learn as much as possible about employment scams. Read more details at https://mytrendingstories.com/bailey-edward/how-to-protect-yourself-against-internet-scams-ejodcx.
MyTrendingStories anti-scam guides: Despite the misconception that fraudsters target senior citizens, a recent study by the FTC found that more millennials than retirees are now getting scammed out of money online. The Better Business Bureau warns about online fraud happening within social media sites like Facebook and Instagram. It starts with a “friend or relative” who contacts you, claiming that you are entitled to free money. But there’s a catch – they want you to pay upfront for shipping or provide your personal information. Follow these tips to avoid a social media scam: Don’t give out your password (and don’t use the same password for multiple accounts) ; Set your account to private and do not accept friend requests from people you don’t know; Always use a secure network, not public Wi-Fi; Keep apps, browsers, and antivirus software up-to-date.
MyTrendingStories discuss how to avoid scams: Melanie Duquesnel – the President and CEO of the Better Business Bureau, serving Eastern Michigan and the Upper Peninsula – recommends you only book flights on websites familiar to you. If you Google kiss&fly, the site pops up, but just below that, you find a slew of reviews warning you not to use it. So, what is the biggest scam the local BBB is seeing right now when it comes to travel? “The biggest scam is where you’re going to rent,” said Duquesnel. It’s called the Vacation Rental Con,where you’re lured into booking a house or a condo only to find out the property isn’t actually for rent, doesn’t exist, or is significantly different than what was pictured. Even reputable sites like Airbnb and Vrbo have had to deal with this problem according to Duquesnel. Read extra info at Mytrendingstories.
Can I get my money back? Your first port of call is the company or person that took your money. It may be worth seeing if you can get your money back from them – though if it’s a scam, this route’s unlikely. If you bought something costing more than £100 (ie, £100.01+) on a credit card, you may be able to claim it back under a little-known law: Section 75. Once you’ve paid using a credit card, the card provider and retailer are locked into a legally binding contract, so if the retailer can’t or won’t refund you, you can raise the dispute with your card provider. You won’t be covered under Section 75 if you used a debit card or spent exactly £100 or less on a credit card, but you could try to claim your money back under the chargeback scheme. It’s a voluntary agreement by your debit or charge card provider to stand in your corner if anything goes wrong. It’s not as effective as Section 75, and rules vary between providers. Unfortunately, if you’ve transferred the money using sites such as Moneygram, Western Union or PayPal, you generally can’t get your money back once you’ve handed it over.