Home and building survey tips and tricks : Go back to your Roots, Trees next to your home can give a lovely ‘rural’ feel to the property, and we love them, she even has a pear tree growing right outside her house. But, she didn’t buy the property without checking first that the roots weren’t causing any structural damage to the property’s foundations. Once you’ve done all the checks – check again in six months time! Homes move, they leak, they get broken, every day of the week. It might be after a storm, after you have had some work done, or just because they are buildings that, just like us, need maintaining in good health. Your home is probably your most expensive asset – you wouldn’t not change the tyres on your car or let it go for years without a service, your home is the same, just a lot more valuable, so TAKE CARE OF IT!
Plants and any other large object present on windowsills should be removed, as these will also be assessed by the surveyor. This saves the surveyor from having to move things around themselves. Mould is one of the most obvious signs of damp in a home and must always be dealt with as it can thrive if left alone. Make sure you scrub away any mould that is present in your kitchen or bathroom, fix dripping taps by replacing the washers.
More common aspects of the property that the Building Survey may cover can be woodworm, dry rot or damage to timbers, structural damage, results of tests for damp in the wall, information regarding the materials used in the property construction, the costs for possible repairs and possibly a recommendation for further investigations into the property.
A property survey is a key stage during the the conveyancing process for any buyer. The results help you decide whether you should proceed with the purchase at the current asking price, negotiate with the seller due to defects or even pull out from the whole deal all together. As one of the most comprehensive surveys available, more often than not a building survey will be requested by potential buyers of your property. It is a wide range inspection of the entirety of a property done in more specific depth than a Homebuyers Report or a Mortgage Valuation. A Building Survey’s purpose is to give a detailed report of the condition of the property in question.
The most comprehensive report currently available from the Royal Institute of Chartered Surveyors (RICS) suite of building surveys, based around what was formally known as a Full Structural Survey and is now known as a Level 3 survey. A RICS Building Survey is a through internal and external investigations of all the assessable areas of a building. This is then reviewed with information about the construction of the building and any information about extensions, modifications that need to be addressed. This is all then assessed in the RICS Home Surveys Suites traffic light system with each item given a rating based on its current condition and a detailed description will be given as well as advice from your surveyor on how and when to address them appropriately. See extra details at Building Surveyor.
The most frequent question we get asked is, but we’ve had a survey the bank arranged it while it true that you can have a Level 2 or 3 survey through your mortgage provider. It is more likely a valuation report that has been commissioned and these are there purely to make sure the bank has the ability to get back from the property in resale what you’ve asked it to lend you. It doesn’t report on lots of things and in most cases, you never get to see it.