High risk payment platform

High risk moto merchant account in 2019. This is a hot subject as more countries open up to new products. High-risk merchant accounts are a collection of financial services that allow companies to accept card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited options in processors, plus raised fees and harsh contracts. Being considered as high-risk looks bad. But in some scenarios, it can be your only option. We have been writing about various properties of the high-risk merchant account industry for many months and have most likely reached on most, if not all of them, of the most decisive problems. Here are some more advices on high risk merchant account processing.

High risk credit card processor : Host Merchant Services offers both standard processing and special services for high risk merchants. In addition to gift- and loyalty-card programs, the company provides a free website with email service to new merchants upon request.

Many financial processors do business only with with low-risk merchants, who they consider as a low risk investment. That means businesses considered high-risk will have a limited selection of potential processors to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s practically not possible for eCommerce merchants to operate without having enabled as payment type the credit or debit cards. Before you can take “plastic,” you have to use a payment service provider who acts as a liaison between you, banks, and credit card networks. Read extra info on High risk merchant account domestic and offshore.

Instabill was one of the better high risk merchant account providers we came across in our search. Their customer support agents were very clear and forthcoming with information. One thing to note is that Instabill is not cheap. For example, a Tech Support business would need to pay 4.95% + 0.25 plus the interchange fee for every transaction. That is significantly more than what non-high risk merchants charge, and even slightly higher than other companies on this list. However, this is unavoidable in high-risk industries. The reason we were pleased with Instabill’s offer was due to how easy it was to get pricing information in the first place – something that can’t be said for a lot of their competitors. Instabill does not post any of their prices online, since the cost will be highly dependent on the industry and bank involved in setting up the merchant account. However, you can get a quote by speaking with a sales representative and obtain a quote very quickly.

We worked with all of the high risk credit card processors, to be able to compare and a solid pick is iPayTotal. They cover all business types, have a vast experience in the business, fast customer support and low fees.

iPayTotal can help you in understanding and create your high-risk merchant account and guide you through the underwriting procedure followed by the bank while onboarding an application. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high-risk businesses. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

Virtual assistant projects

Start getting paid for doing general freelance projects, this is a very trendy topic in 2019. With the internet linking everyting lots of jobs can be completed from home. People are becoming very interested in working from home, to save transport time and earning extra income from home.

As a Fancy Hands virtual assistant, you get paid to make phone calls, schedule appointments, complete data entry, and more. The tasks are unique and change frequently. For example, you may be asked to cancel a client’s cable service or find hotel prices for them. You can set your own hours, so the gig is 100% flexible. Fancy Hands is one of the most well-known virtual assistant companies. The company started as a simple service run by one man, founder Ted Roden. In 2010, Fancy Hands began hiring virtual assistants across the country. The company has since been praised by Mashable, The New York Times, Forbes, and dozens of other news outlets.

Another company that hires people to complete virtual assistant tasks for clients is Paragon Planners. This company specializes in appointment setting, scheduling and sales support. Paragon planners work mainly with clients in the financial industry. Unlike other companies on this list, Paragon Planners hires people on an employee basis, rather than as independent contractors/freelancers. You can work up to 35 hours per week. See more details at Freelance work from home.

Guru takes the same approach to creating a freelancer platform as Upwork, but with a few differences. While Upwork’s sliding commission fee drops from 20% to 10% to 5% depending on your earnings per client, Guru’s scales down from 8.95% to 4.95% depending on your membership level. And while Upwork gives all users 30 free bids a month, Guru only allows for 10. However, you can buy more bids if you need them. You can find the commission fee tiers and bid purchase prices here. Another thing to bear in mind is that while Guru Basic is free, the other membership plans range from $107.40 to $479.40 per year.

The job has come to be described as that of a “cyber secretary,” and for good reason. When compared to secretary jobs, many of the skills and responsibilities are the same. But what sets virtual assistants apart isn’t only the fact that you can work from home (or anywhere else, for that matter): it’s also that you can work for multiple companies at the same time if you so choose.

Financial Freedom is more than a digital tools site for freelancers. We aim to support talented and skillful people with online smart training resources, expert advice, and learning opportunities. Register and stay connected! Our approach is highly professional yet personalized. We believe in matching the skillset with the right digital tools that deliver rewarding results. We pride ourselves in being enablers, providing freelancers the financial Freedom, and better earning. Source: https://earncashweekly.site/.

Top 2019 crypto online trading providers

Crypto is very hot in 2019, everyone wants to make money in crypto. There are many online platforms, we will review a few of them at introduce you to the hottest crypto trading platform in 2019 , bitradecrypto.com.

Bitbuy.ca is a Canadian owned and operated digital currency platform. Originally founded as InstaBT in 2013, the company’s mission is to provide convenient, dependable and secure access to Bitcoin and other digital currencies. Customer service, ease of use, and quick turnaround times for deposits and withdrawals are pillars of this platform. They cater to beginners as well as experienced traders, and are one of Canada’s quickest growing buy/sell platforms. A great choice for users looking to buy and hold crypto, or users looking for a reliable on-ramp to turn their fiat into crypto quickly and easily.

Launched quite recently in December 2017, CoinEx has its headquarters in Hong Kong, and aims to build a highly secure, user-friendly, low cost and high-speed cryptocurrency platform to trade a wide range of cryptocurrencies by using its proprietary trade matching system. It supports multiple languages and accepts users from more than 100 countries. CoinEx exchange is not registered with any legislation yet. To learn more about CoinEx tools and fees visit Cryptimi’s CoinEX full review. CoinEx offers the basic 2FA option to protect the customers’ funds. Moreover, it uses security factors like multi-signature strategy and HTTPS to provide full-dimension protection for the customer’s funds and data protection.

Our pick for 2019 is bitradecrypto.com , a new solid crypto trading and investing online platform. Read extra info at most profitable crypto currency trading platform.

Overview :
1. More than 20 countries worldwide started joining the network
2. You can make daily profit upto 1.5%
3. 200%-300% profit on every activation.
4. Make referral income upto 3 level.
5. Daily withdrawal of your profit
6. Coins accepted BTC/BCH/ETH/Dash and Perfect Money/Payeer

At bitradecrypto.com LTD, we believe there is no better advertisement than satisfied clients. No wonder that majority of our new clients are affiliates from our existing clients. We are proud that our clients like to recommend our financial service to others. Because of this, we are pleased to offer one of the strongest online affiliate programs in the financial service industry, with a high commission rate, customized tools and reports, and timely commission payouts.

We are team of professional traders in Forex & Crypto Exchange and Coins trading and Crypto Mining who know how to grab the profit end of the day. We are using one of most experienced , professional and trusted DDoS Protection and mitigation provider. We are a legal company registered in the UK providing its investment services to the members all around the world. We understand how important having reliable support service is to you. Please don’t hesitate to contact us should you have any questions and we will get back to you in 24 Hours! Get your payment instantly as soon as you request it! Minimum withdrawal is $0.1. There is no fee for withdrawals of hourly interest.

The bitradecrypto.com LTD is modern investment program who owned by bitradecrypto.com LTD based in the United Kingdom. Our Corporate Headquarters is located here: 21 Kensington High Street, Kensington, London, United Kingdom, W8 5NP . Company registration number is NO.111222333.You can I check the company Companies House The bitradecrypto.com LTD offers high-return investing in the Forex, digital currency known as Bitcoin, stock market and Fintech start-ups. Our company is constantly evolving, it improves its marketing components and creates new investment proposals. All this makes the bitradecrypto.com LTD an industry leader and to be able to adapt to the constantly changing market conditions. Join us on https://www.bitradecrypto.com/ or check more details on our Bitradecrypto Facebook Page.

Make cash working from home

Working and making cash from home can be a dream, but it can also be a real thing. You can be skeptical of the methods of making money by working at home, but they do exist. Here are some of them :

Working from home is awesome … right up until the cat throws up on your computer. And your neighbor, who you can only assume is building a time machine, starts firing up all sorts of power tools and noisy machinery across the street. For many modern professionals, working from home every once in a while is a luxury that our respective companies afford us. But which environment actually allows us to be more productive: the home office or the office office?

Who knew you could be paid to listen to music? Slicethepie is the largest paid review site on the internet that pays you to listen to music and write detailed reviews. How much you’ll earn per review varies by the quality of your review. A.k.a. the more detailed and constructive, the better. The minimum payment is $10, so once you’ve reviewed enough songs to earn at least $10, your money will be sent to you via a direct payments on PayPal.

Get dressed. “I find that the most important thing for me is to keep a regular routine and to shower and dress every day as if I were going to an actual office,” says Jenifer Kramer, Principal of West Hollywood, California-based Jenerosity Marketing. Catherine Waldron, education specialist, with Enfield, Connecticut-based language curriculum company QTalk Publishing, agrees, and says she showers and dresses for work every day. “Getting dressed makes the home office more like a real office, and tells and reminds everyone, especially you, that even though you may be sitting on the sofa reading, browsing the Web, or talking on the phone, that you are actually working,” she says. Read more details on Free Work From Home Strategy.

Swagbucks is one of the few all-inclusive platforms that lets you get paid for completing a variety of tasks. Like some of the other recommendations on this list, you can get paid to take daily surveys and you can also watch videos or play games for rewards points too. If one of your freelance gigs is writing or web research, you can “double dip” by performing your web searches through the Swagbucks search engine which will provide the same keyword results as going directly through Google or Bing. Every point you earn can be redeemed for gift cards or PayPal cash.

Investor loans guide

Do you require money for many reasons ? Looking for property refinance advices? Fees: In addition to looking at interest rates, know all the fees associated with each loan. Note origination fees, prepayment penalties, closing costs, and other fees or restrictions. An interest rate might look appealingly low, but the total cost of the loan may be much higher once you factor in the fees. Loan to value (LTV): This figure measures a commercial real estate loan’s amount in relation to property value. The higher the LTV, the riskier the transaction becomes for the bank and the higher the interest rate you will be charged. Review the LTVs of each lender to find the best fit.

Unlike traditional loans, the eligibility criteria for personal loans are simple and straightforward. Lenders would want to check your credit history and credit score to determine whether or not you are capable of making the monthly payments on time every time. Since there is no collateral or security involved, your credit score is the only means of assurance a lender will have. Therefore, you would need a high credit score to get a personal loan. Certain banks also look at your monthly income statements when deciding whether or not they should approve your personal loan. Each bank will have its own minimum monthly income requirement although the exact amount may differ from one bank to another. See extra details on Equipment loans.

Consider the Number of Active Loans: This factor is related directly to your credit history, and consequently, your credit worthiness. It will also impact your ability to repay your personal loan. Banks usually perform a check on the number of active loans and debt you currently have before granting their sanction for a personal loan. If you already have multiple outstanding loans such as a home loan, car loan, or education loan, then you should avoid applying for a personal loan. If it does get approved, it will increase your financial burden. Moreover, banks do not consider applicants with multiple outstanding loans as good candidates for personal loans. They may simply reject your application altogether. There are so many players in the market who are offering personal loan in India, where you can compare interest rates and apply in just few minutes. In addition to gleaning information about personal loan offerings from several banks, you can also use tools like the online EMI calculator to plan and manage your loan.

For any lender, loan security ranks as their highest criteria when considering whether to lend. If you sign over a security entitling them to a legal charge over a property, for example, their risk drops substantially. Should you default on the payment, the value of the assets means they can simple force sale and recoup what they’re owed. Many businesses, however, don’t have the luxury of a commercial asset to offer as collateral. In those instances they have two options: Sign a director’s personal guarantee document, Opt for an Unsecured business loan. Personal guarantees (covered in more detail later on) are only available where one of the directors has an asset, usually a family house, they can offer. Unsecured business loans are capped at a much lower rate and come with higher interest due to the increased risk for the lenders.

Mortgages for bad credit could let you buy a home even if you have had financial difficulties in the past. Here is how to get a mortgage with bad credit. Mortgages with no deposit are not offered unless you have a guarantor named on the mortgage too. However, it can still be possible to get on the property ladder if you have a very small deposit saved; this guide explains how. Self employed mortgages are for if you run your own business or have an income that is hard to prove to lenders. Here is how to get a self-employed mortgage. Commercial mortgages let you buy property for your business or as an investment. Here is how to get a mortgage for your business. Mortgages for older borrowers could accept you even if you are over the maximum age specified by most lenders; here is how to find one.

Greenlight Funding provides low-interest affordable loan programs for home and commercial real estate. Loan programs available up to 100% financing. Fixed and adjustable rates for single and multifamily real estate, construction loans, fix and flip and business loans from SBA and private lenders. We cater to homeowners, real estate investors, and business owners and are dedicated to helping you to fulfill your goals. Call us at 917-722-1761 and get your prequalification today. Guidance: A straight forward process every step of the way, Objectivity: The right loan at the best rate and lowest cost, Transparency: No surprises, no hidden costs.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

CCRB – Leading in Usability by TechBank

TechBank is licenced & regulated European financial institution, a crypto exchange is licenced by Financial Intelligence UNIT (FVR000419), also operates a highly secure Crypto wallet service (Licence No: FRK000341), issues multicurrency CRYPTOBACK cards (Patent App No: GB1719487.9) and operates from its corporate offices in London & Estonia. Open a beautifully simple app-based global crypto account in minutes not days. We’re all about giving back! When you shop at your favorite brands through TechBank, we receive a commission and share it with you as Cryptoback in Bitcoin & CCRB.

Cryptocurrency is hot in 2019, a market that offers huge profit making possibilities. But it’s also extremely risky so before you dig in it’s better to be informed. Here are a few tips if you want to purchase cryptocurrency online in 2019. To start investing in Bitcoin and other cryptocurrencies you first need to sign up to an exchange which will allow you to buy cryptocurrency with paper money. An exchange is basically an online platform that offers anyone to buy and sell Bitcoin as well as any other cryptocurrency that they have listed.

CCRB – Leading in Usability : First-ever ERC20 Crypto launched in the UK. First Consumer-oriented Cryptocurrency launched in the U.K. Mine and collect CCRB instantly across the world while shopping millions of products at more than 90,000 outlets online and in-store.

The cryptocurrencies work like this: They are generated by the network in most cases to encourage peers, also known as nodes and miners, to work to secure the network and verify entries or transactions. Each network has a unique way of generating and distributing them among its peers. Bitcoin, for example, rewards its peers (miners) for “solving the next block”. A block is a group or entries with all transactions. The solution is to find a hash that connects the new block with the old one. From here comes the term chain of blocks. The block is the group of entries and the string is the hash. Hashes are a type of cryptographic puzzle. Think of them as Sudoku puzzles that the classmates compete to connect the blocks.

Figure out if you want to go for longterm trades or short term trades. Are you going for short term trades with every penny you have to invest, or are you going to go for the long term with some and trading short term with some? Long-term investors will pay a lower tax rate if they can hold for over 12 months, but as a trade-off, they WILL have to sit through corrections (likely seeing their balance go down 50% plus on paper as often as they see it go up). Short-term investors can avoid corrections if they are nimble, but they’ll owe taxes on the profits from each trade they do along the way (see: how taxes work with cryptocurrency to understand how the long term and short term capital gains tax work with cryptocurrency).

TechBank handles all KYC/AML verification requirements and is licensed to handle customer’s crypto assets. We provide a regulated crypto custodial wallet service and fiat to crypto trade. All you need to do is do what you do best, provide the best software platform to exchange Crypto to Fiat and vice versa. We’re all about giving back! When you shop through TechBank, we receive a commission and share it with you in Bitcoin & CCRB. Instantly Load your TechBank virtual crypto linked Card and start earning Cryptoback while you shop at your favorite brands. Read more details on Deposit and withdraw crypto currencies to 200+ local currencies.

FOMO is an abbreviation for the fear of missing out. This is one of the most notorious reasons as to why many traders fail in the art. From an outside point of view, it is never a good scene seeing people make massive profits within minutes from pumped-up coins. Honestly, I never like such situations any more than you do. But I’ll tell you one thing that’s for sure, Beware of that moment when the green candles seem to be screaming at you and telling to you to jump in. It is at this point that the whales I mentioned earlier will be smiling and watching you buy the coins they bought earlier at very low prices. Guess what normally follows? These coins usually end up in the hands of small traders and the next thing that happens is for the red candles to start popping up due to an oversupply and, voila, losses start trickling in.

Rule number one of investing; don’t invest more than you can afford to lose. You should go into this ready to lose whatever you put in. Ultimately, as the price swings up and down, you should remain calm and still be living a healthy life with room for regular spending. I’ve heard countless horror stories of people investing greedily with their entire life savings or borrowing large sums of money. This is a HUGE mistake.

To make your first trade, input the amount of Bitcoin you want to buy in the provided field and click the buy button. On Coinbase or Coinbase Pro, this will be a basic “market” buy order, which will purchase Bitcoin at the best market rate. Alternatively, you can place a “limit” order, which lets you set a price you’re willing to pay for a certain amount and a trade will only happen if that amount shows up at that price.

TechBank is a European headquartered licensed financial institution that avails you with services including a pre-paid crypto linked virtual card, cryptocurrency exchange and peer-to-peer market place. TechBank OÜ (14440607) is licensed by, Financial Intelligence UNIT. TechBank Crypto exchange (License No: FVR000419) & crypto wallet service (License No: FRK000341) Estonia. We’re not a bank we are fully licensed to handle customer’s crypto assets and handle crypto to fiat and fiat to crypto trades. We operate from our corporate offices in Estonia. Source: https://techbank.finance/.

For a full presentation please check https://docs.google.com/presentation/d/1B83NYRoJV1bf53iKMv-QA8DpfAnLj0lFrr2vTxdaMh0/edit?usp=sharing.

Investment tips

Top tips for how to multiply your money. Where you should invest depends on why you are investing, over how long and the amount of risk you are willing to take. When investing on a monthly basis, it is best to have a clear understanding of what you are actually saving the money for. If your aim is to build up emergency funds or you’re saving for something specific and expect to spend the money within the next three to five years, savings accounts and cash individual savings accounts (Isas) are probably the best way to go. You should aim to make regular deposits into a cash Isa, where all interest will be paid tax-free. Justin Modray, director of Candid Financial Advice, says the golden rule is the same however much you invest: make sure you don’t bite off more risk than you can chew.

Peter Lynch famously spoke about “tenbaggers”-investments that increased tenfold in value. He attributed his success to a small number of these stocks in his portfolio. But this required the discipline of hanging onto stocks even after they’ve increased by many multiples, if he thought there was still significant upside potential. The takeaway: avoid clinging to arbitrary rules, and consider a stock on its own merits. There is no guarantee that a stock will rebound after a protracted decline, and it’s important to be realistic about the prospect of poorly-performing investments. And even though acknowledging losing stocks can psychologically signal failure, there is no shame recognizing mistakes and selling off investments to stem further loss.

The answer is by buying an index fund. Index funds are the best friend of the passive investor who want an easy way to invest in the market. An index fund is a type of fund with a portfolio constructed to track a certain index. Index funds can track the return of the S&P 500, Dow Jones, or NASDAQ. Index funds can either be exchange traded funds or mutual funds that hold securities in a given market. A S&P 500 index fund will buy shares of the 500 largest companies in the United States and will track the movements of the Standard and Poor’s 500 index. This fund will replicate the performance of the S&P 500 index. If the S&P 500 index is up 10 percent for the year then a fund like the Vanguard S&P 500 index or the iShares S&P 500 index should be up approximately 10 percent as well. Read more on Easiest Way to Invest Money.

If you’re on a tight budget, even the simple step of enrolling in your 401(k) or other employer retirement plan may seem beyond your reach. But there is a way that you can begin investing in an employer-sponsored retirement plan with amounts that are so small you won’t even notice them. For example, plan to invest just 1 percent of your salary into the employer plan. You probably won’t even miss a contribution that small, but what makes it even easier is that the tax deduction that you’ll get for doing so will make the contribution even smaller. Once you commit to a 1 percent contribution, you can increase it gradually each year. For example, in year two, you can increase your contribution to 2 percent of your pay. In year three, you can increase your contribution to 3 percent of your pay, and so on.

One of the best investment tips from Warren Buffett is to not put too much stock (no pun intended) into each and every news headline that you see. Buffett believes in the 99-1 rule. Most investors take actions based on 1% of the financial news they consume. Doing so, they quickly sell their stocks whenever bad news comes up – e.g. a company’s revenues have fallen by 10%. If the company in this particular example has been in business for, say, 100 years, then Buffett says that it’s definitely capable of withstanding such events. In other words, people often tend to overreact.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. Read extra details at Learn how to multiply my money.

Buy cryptocurrency online and extra crypto advices

Cryptocurrency is the big boom in 2019, a market that offers huge profit making possibilities. But it’s also extremely risky so before you jump in it’s better to be informed. Here are a few tips if you want to purchase cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to with an exchange which will allow you to buy cryptocurrency with cash. An exchange is basically an website that enables anyone to purchase and sell Bitcoin as well as any other cryptocurrency that they have traded.

The best place to make your first Bitcoin purchase is on an exchange. There are a whole lot of exchanges out there, with varying performance. Some are less trustworthy than others and some can be quite limited, so it’s important to pick the right exchange to start with. We recommend using Coinbase, though there’s no harm in checking out the competition using a Bitcoin exchange comparison site.

A lot of Altcoins end up losing value over a certain period of time, sometimes in an unusually short period of time. It is, therefore, paramount to understand that whenever you hold an altcoin for the long term, be careful not to hold on to them for too long. One of the best measures of coins that are perfect for long-term investments is the daily trading volumes. The higher the daily trading volume, the more suitable an asset is for long-term investments. If you’re thinking of going long term with cryptocurrencies, consider investing in some of the following coins: Ethereum (ETH), Factor (FCT), Monero (XRM), and Dash. These have decent trading volumes on various exchanges around the world.

Don’t chase cheap coins with dreams of lambos and private jets. Lots of uneducated investors in the crypto space buy low priced cryptocurrencies because they think there is a higher chance of big returns. If presented with one coin priced at $0.01 and another at $75, they blindly purchase the $0.01 coin because they think it’s easier for a coin to go from $0.01 to $0.02, rather than from $75 to $150. This is a common trap. There are lots of factors that affect a coin’s price, including two important ones: the circulating supply and the real world value of the coin.

Consider laddering your buys and sells. In others words, instead of buying or selling everything in one chunk, set incremental buy and sell orders to buy when the price goes down and sell when the price goes up. Laddering and averaging will help you to avoid mistiming the complex and volatile cryptocurrency market. Learn about dollar cost averaging and laddering. Learn about position sizing and risk management. To the above point, one generally takes a much larger risk with bigger bets. Learn how to make the right size buys and sells to avoid losing too much on a bad play. See: The Basics of Risk Management and Position Sizing in Cryptocurrency.

Everyone is talking about cryptocurrencies. The explosion in the price of Bitcoin in previous years, when it reached its maximum price and almost touched $ 20.000 dollars, caused the eyes of the world to settle on the crypto world. Suddenly, from average citizens to financial giants, everyone became interested in cryptocurrencies. Their rising prices gave cryptocurrencies a new attraction. See more info on Buy Cryptocurrency Online.

High risk merchant accounts

We have been talking about various points of view of the high-risk merchant account market for many months and have almost sure touched on most, if not all of them, of the most important issues. Here are some more tips on high risk merchant account processing.

High-risk merchant accounts are a group of financial services that offers firms to receive card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced options in processors, plus higher fees and strong binding contracts. Being named as high-risk looks bad. But in some scenarios, it can be your best option.

It’s virtually impossible for commerce merchants to work without having enabled as payment type the credit or debit cards. Before you can accept “plastic,” you need a payment service provider who acts as a liaison between you, banks, and credit card networks.

Many financial processors do business only with with low-risk merchants, who they see as a safer investment. That means businesses considered high-risk will have a very poorr selection of potential processors to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Here are some high risk credit card processors : Soar Payments provides excellent customer service along with a good selection of pre-planned service packages. The company strives to be transparent in its costs, providing simplified, “no-haggle” pricing.

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. This includes CBD and Kratom businesses. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant’s business type and processing history.

We worked with all of the high risk credit card processors, to be able to compare and our pick was HRMA-LLC. They cover all business types, have a vast experience in the business, fast customer support and low fees.

Do you have a business related to Magazine subscription sales ? HRMA-LLC can help you. See extra details at High risk merchant account processing.

What is blockchain technology

Cryptocurrency is a big thing right now and my advice is to be very prudent when investing in this industry. Cryptocurrency is used in every industry and here are some examples. Insurance : Accenture—With goals to boost efficiency and productivity within the insurance industry, Accenture builds blockchain solutions for its insurance clients. They translate key insurance industry processes into blockchain-ready procedures that embed trust into the system.

Entertainment blockchain examples : B2Expand—Based on the Ethereum blockchain they create cross-gaming video games. Their first video game “Beyond the Void” got into Ubisoft’s startup program and they’re the first gaming company on Steam with a crypto economy.

One of the main benefits of blockchain technology is the way it removes intermediaries or middlemen. The music business is a prime example of an industry whose inefficiencies have seen artists poorly remunerated for their efforts. A number of blockchain-based projects have sprung up seeking a fairer deal for music creators, including Artbit, overseen by former Guns N Roses drummer Matt Sorum.|The De Beers Group, the world’s most famous diamond company, now has its own blockchain up and running, designed to establish a “digital record for every diamond registered on the platform”. Given concerns about the source of diamonds, and the ethics concerning their country of origin, coupled with the risk of stones swapped for less value ones along the line, blockchain is a natural fit. Because each record is indelible, it will ensure that data for each stone lasts as long as the diamonds themselves. Read extra info at what is Bitcoin mining.

Most people know that cryptocurrencies such as Bitcoin use blockchain technology, but what exactly is blockchain? If you imagine Bitcoin as a car, then blockchain would be the combustion engine; i.e. blockchain is the underlying technology that drives the system.

Although blockchain technology can sound confusing at first, it is actually pretty simple to get to grips with. Ultimately, it is a list of public records, also known as a public ledger, where transactions between parties are listed or stored. Each record, known as a ‘block’ within blockchain terminology, is secured using cryptography. If only time travel were possible then majority of people would wish to back in 2010 to buy bitcoins. A mere 10,000 rupees invested in bitcoins back then would have fetched you over mind boggling 330 crores by now! The world was stunned with such a phenomenal growth of bitcoins as a cryptocurrency. Keep reading this post as we will explain about bitcoin shortly. But how could such a currency grow stupendously on a global scale? The answer is Blockchain. Simple as it may sound there are huge mechanisms in place in making the technology work. The time spent by IBM global financing was reduced by 75% in solving financial disputes using Blockchain technology. Did you know that in international trade finance and remittances ICICI bank using Blockchain technology successfully executed transactions? Did you know SBI is using it in its KYC norms and smart projects? Did you know that Azure is already providing Blockchain as a service(BaaS)? And these are just three instances of the applications of Blockchain and the most obvious use case is bitcoin.

Here are some terms explained : Anarcho-capitalism: A political philosophy and school of thought that believes in removing centralized states in favor of self-ownership, private property and free markets. Many of the early adopters of Bitcoin were proponents of anarcho-capitalism, believing it would give power and control back to the masses.

Bear Trap: A technique played by a group of traders, aimed at manipulating the price of a cryptocurrency. The bear trap is set by selling a large amount of the same cryptocurrency at the same time, fooling the market into thinking there is an upcoming price decline. In response, other traders sell their assets, further driving the price down. Those who set the trap then release it, buying back their assets at a lower price. The price then rebounds, allowing them to make a profit.

Cloud Mining: Mining with remote processing power rented from companies operating outfits in countries like Iceland, where the electricity is abundant and cost-efficient, and the ambient temperature is cold year-round. Another term for this is mining contract.

And the latest crypto news : Chinese cryptocurrency mining giant Bitmain is revisiting plans for an initial public offering (IPO,) Bloomberg reported on June 21. The company had filed to list an IPO on the Hong Kong Stock Exchange, but the application expired on March 26. Now, Bitmain is reportedly planning to file listing documents with the United States Security and Exchange Commission, potentially paving the way for a share sale to take place later this year. While the company was hoping to raise $3 billion from its planned Hong Kong IPO, the Bloomberg report suggested that this fundraising target will be reduced to between $300 million and $500 million if it lists in the U.S. Read extra info on US-China trade war’s impact on Bitcoin