How to earn cash for Pinoys? Whether its student loans, credit card, or mortgage debt, being in debt often keeps us up at night and is incredibly stressful. But don’t worry a lot of people get out of debt every day and you can too. Also, all debt is not created equal. To learn more check out my post on good debt vs bad debt, but the basics are pretty simple. Managing debt is just a numbers game. Always pay down your debt with the highest interest rate first. In almost all cases, credit card debt carries the highest interest rates, followed by private loans, student loans, and mortgages. While there are many strategies for paying down your debt, like paying off your smallest balance first and then moving onto your next biggest debt (aka debt snowball) or paying down your biggest debt first (debt avalanche), these aren’t great debt repayment strategies because they don’t focus on saving you the most money.
Spending time figuring out what you’ll do today can take away from actually doing those things. And, you’ll have planned your task list so recently that you can be tempted to change your schedule on the fly. It’s important to let your agenda change if you need it to, but it’s equally as important to commit to an agenda that outlines every assignment before you begin. Try solidifying your schedule the day before, making it feel more official when you wake up the next day to get started on it.
Palawan Express is the first name that comes to mind when talking about affordable remittance services. Aside from its thousands of branches and remittance partners nationwide, Palawan Express Pera Padala is also known for having one of the lowest remittance fees among the biggest players in the industry. Its cheap rates are the main selling point of Palawan Express, which has attracted millions of Filipinos to patronize its services. Discover additional info at Palawan Express Rates.
The other activities you are involved with can offer discounts as well. You may be surprised to learn so many cost-savings options are available to you at the activities you are planning to do. National Parks: U.S. citizens or permanent residents age 62 or over can access more than 84 million acres of land protected by the National Park Service for the rest of their lives for $80. While this isn’t quite the bargain that it used to be — prices were raised from just $10 last year — it’s still much better than the general, $80 annual pass rate, says Warren Gress, 67, of Parker, Colo., who has visited Glacier National Park, Yellowstone, Grand Canyon, Bryce and Zion, among others. Plus, Gress notes, the pass gets you discounted site fees if you’re staying in a federal campground. T Mobile: Customers ages 55-plus can get two lines with unlimited talk, text, and LTE data for $35/line with AutoPay. This is the best cell service discount available at the moment, says Dworsky of Consumer World. Bonus: only the primary account holder has to be 55 or older.
Got a bicycle, motorbike or car? What about a Smartphone? That’s all you need to make some extra money by delivering food or people whenever you’ve got some spare time. Sign up to delivery specialist com panies like Deliveroo who are always on the hunt for new riders. They allow you total flexibility to work when you want, delivering food from restaurants to the customers’ door. You can make up to £16 an hour. Double-up your opportunities by directly contacting local takeaways and bigger chains like Dominos to see if they have any delivery jobs going. Discover more details at https://digitalpinas.com/.